Hey, don't found your own town yet if you're a new player. You need experienced townmates/allies in order for you to learn this game. And not to mention that the game will be boring if you're alone in your town or if your townmates are noobs too which will be the most probable case in the future.
I would recommend taking over a ghost town, they're usually grey'd out, and are already built up some instead of starting over new. Unless, of course you want to start out new to build it up yourself. I wouldn't listen to MrFundamentals, I started a worker class before, built a town up by myself for fun, I liked it, maybe not for everyone, but try it out if you want too. ;p
Ghost towns are GREAT if you're looking to buy equipment. You can take over a fully-built one, buy everything that they have for sale, then DITCH it and move on to ANOTHER one. I know it takes 8 hours to take one over and you can't even START on another one for another 2, but the SAVINGS you make over buying from a foreign town are ASTRONOMICAL.